6 Steps TO Buy Life Insurance

# 1 a good insurance company

Both whether an insurance company could be seen from the Risk Based Capital (RBC). RBC determines the comparison of total company assets with the risk of claims.The Government of Indonesia to determine the standard RBC by 120 percent. The greater the value of the RBC an insurance company, then the company is also getting better.

# 2 Buy when healthy

The insurance company will refuse the filing of insurance if Your health condition does not match the requirements. To that end, shop for insurance products when you are healthy. The other advantage is the premium paid will be cheaper if you buy them when healthy.

# 3 according to needs

When choosing insurance, customize to your needs. You do not need to take additional insurance offered if you feel are necessary and not too need it.

# 4 compare products

When will buy insurance products, explore the information as many of the few insurance companies at once. This step will allow you to be able to compare the price of the premium and the protection offered.

# 5 Consulting

If you're still confused in choosing the right life insurance, try to consult a licensed insurance agent. This is from an agent you will get complete information about insurance policies.

# 6 Check insurance policy

Before buying insurance, check the first insurance policy. Is in compliance or not with your needs? The bottom line is thoroughly before buying.