Life Insurance and Health Insurance

Life Insurance and Health Insurance

Life insurance and health insurance is needed especially for the self-employed and informal workers who do not have health coverage from a company or Governmentagency.

An entrepreneur like me if ill or disabled due to an accident will suffer many losses finance/financial having to bear the costs of treatment and cannot work to earn a living. Another case if someone working in an enterprise or so civil servants, they usually get health coverage that would bear the costs if sick and fixed monthly salary paid. (But not all companies provide decent health coverage lho)

Before determining what Insurance Products, from insurance companies, which I highly recommend to compare various types of products, the product of several insurance companies. Don't rush to buy insurance products without understanding with clear details the rights and obligations if we join an insurance product.

Some tips for choosing insurance products:

* Specify protective benefits what we need

* Find product information-insurance products according to our needs by collectingbrochures of various companies or seeking information on the company's website-insurance companies

* Ask the agent in more detail about the products thoroughly until the details of the calculation of the allocation of the funds that we pay for anything

* Don't be too believe with what insurance agents, because they do not necessarilyunderstand correctly with the products they offer.

* Ask to be made dicetakkan illustration product benefits insurance, premiums are to be paid and the premium paid was allocated to anywhere

* Learn the content of the illustrations at home relaxing and thoroughly, not hastilyconclude, ask more to know if anything is unclear

* Compare products from different insurance companies, which provide the most benefits with the least expensive premiums, but find out also whether the company bona fide info or not

* Do not only based on the best insurance Award from a magazine, but you really need to know how to calculate the cost of insurance that

* Please specify your choice of insurance products after everything you really understand

* After determine and decide on buying a product for insurance we will receive an insurance policy containing a binding agreement between the customer and the insurance company, learn again the content of the policy, usually the customer was given 14 days the chance to cancel the policy.

It last a few tips from me so you won't regret it one day if buying insurance products without understanding exactly the rights, obligations and comparisons with other products.

Another one of my suggestions as the customer ever be deceived by a product insurance "do not buy life insurance and Health Unit Link associated with the Investments." Believe me the product unit link amply cut expensive once, you better join purehealth and life insurance and invest money to Fund separately.

Life Insurance and Health Insurance is important for everybody.